Homeowners Insurance Worth The Investment

There are many factors that determine the price of homeowners insurance. If you want to get the best price, then you have to know how insurance companies work and what they take into account. In the eyes of the insurer, everything is based on risk and your behavior. If you or your property appears to be risky, then you will be paying more for monthly premiums. These include habits like smoking, owning a dog, living in a bad area or living near Read More …

Houston Fire Department Issues Warning Of Space Heaters

For the majority of the United States, winter is here. Snow is starting to fall, Christmas is right around the corner and most notably, it is getting cold. While beating the heat in the summer is a challenge, fighting the cold in the winter is a completely different battle. The Houston Fire Department has issued a warning urging people to be careful and take extra safety precautions while using space heaters in their homes to try and battle this cold weather. Space Read More …

4 Ways To Increase Your Rental Property Value

Owning a house or an apartment building and renting it out is a nice way to earn extra money. As long as you have the right renters, both parties may benefit from a good relationship and a good upkeep of the place. Today, renting is often the cheaper and easier route. The tricky part for building owners is getting people to rent. Here are 4 tips to make your place look more appealing and up the value. 1. Indoor Maintenance – This is one Read More …

Knowing What’s Covered For Homeowners Insurance

Knowing what kind of insurance plan you have for your home is so important. Plans can vary from price and coverage but it is a must to have a good plan and know what it covers to make sure your home and your belongings are protected. Insurance companies vary in what kind of coverage they offer and for what plans but even the best sometimes don’t do it all. It is important to ask the right questions and shop around, to make Read More …

Preparing Your Home For Flooding

The number one natural disaster in the United States is flooding. While that may surprise some, floods are more common than you think, especially in rain heavy areas throughout the year. Some of the top states which see the most rain per year include Alabama, Louisiana, Mississippi and Florida. While many people can deal with a little rain, it is important to know what to do or how to be prepared for a lot of rain. Here are 4 tips to prepare Read More …

Ways To Reduce Homeowners Insurance

The process of buying a new home is exciting and an adventure but it can be both stressful and difficult to find the perfect place for you. Dealing with high prices and finding the right sized home can be challenging aspects to deal with. While home buying is a process, there are ways to make it simpler and easier for yourself, doing the proper research and taking the time you need to make sure you make the best decision possible. After you Read More …

Reducing Homeowners Insurance Rates

While it is necessary to have, many people struggle with the high costs of having a homeowners insurance plan. While you need some type of plan to ensure that you and your home stay protected and safe, many do not realize what goes into how insurance companies will charge you and also how you can make it less expensive. There are tricks and tips to lower your homeowners insurance rates before you even move in or if you have been there for Read More …

Conference On Lake Ontario Flooding

On Thursday November 10th, nearly 150 people turned out in Wayne County, Michigan to discuss the rising water levels of Lake Ontario and to talk about the flooding, both from this past summer as well as for the upcoming summers. This past season delivered high water levels to the residents living along the Lake Ontario’s shoreline. Causing concern for the high possibility of flooding, resulting in damaging their homes and belongings. These high water levels, mixed in with high wind speeds, resulted Read More …

What To Do After A House Fire

A house fire can be one of the worst things imaginable, all of your belongings gone in smoke and even worse, someone may get hurt or die. With the recent wildfires going on in California, it is not a question that many people in the area were fearing for their homes and personal belongings. A common question coming up now is, what do you do when your house catches on fire? The road to recovery can be long and hard after a Read More …

Nearly 40 Millions Fire Extinguishers Recalled

Nearly 40 million fire extinguishers are being recalled by the Walter Kidde Portable Equipment Company due to malfunctions preforming and possibly with the overall setup of them. Two types of these fire extinguishers are being recalled, those which have plastic handles as well as those which are push-button Pindicator fire extinguishers. There has been one death involving these extinguishers, resulting from a car crash and fire. The first responders were unable to get the device working. So far, there have been approximately Read More …

Legislators Create Insurance Company, Help Homeowners

Legislators in Connecticut have gotten together and started a not-for-profit insurance company, hoping to help those in their communities and surrounding areas who are dealing with crumbling foundations. A type of iron sulfide, called pyrrhotite, has been found in many of these Connecticut homes and condominiums. When mixed with oxygen and water, it will cause these foundations to crack and crumble. Making these homes and condos unsafe and unsellable, leaving the residents or owners having very little options. An estimated 30,000 or Read More …

Dealing With Insurance After Natural Disaster

In a summer and fall seemingly filled with natural disasters, hurricanes and wildfires, many are now wondering, what is the process when dealing with insurance companies and the damage to your home or business? How will you get your money? How long will it take? What is the process? They are not alone in asking. Here are some tips to make this transition into rebuilding easier. On any ordinary day, insurance companies and the payout money is generally all smooth and easy, Read More …

Couple Shoots Themselves, Stages Home Invasion For Insurance Money

On October 26th in Deltona, Florida, a couple informed law enforcement of a break in of their home. The couple claimed that two men broke through the back door, shot both of them and made off with a small safe. But immediately police officers could tell something was off. Officers noticed dried blood in the house as well as the strong smell of bleach, they also found the gun which shot the couple. Finally, the video footage from a surveillance camera shows Read More …

Insured Loses Continue To Rise From California Wildfires

The Western United States, specifically California, are known for their natural wildfires and are often faced with dealing with them and the aftermath from these burning beasts. This most recent round of fires, taking place in Northern California and starting back in early October, are still currently being worked on and continue to be kept contained, nearly 2,300 firefighters still work on them. Early data estimated that the amount of damage would be around 1-3 billions dollars, the full impact and power Read More …

Reuters Poll: Majority Of Americans Think Wealthy Should Pay More Taxes

A large majority of Americans think the wealthiest should pay more taxes, according to a recent poll by Reuters, just as President Donald Trump is pushing a plan that would eliminate some taxes for the rich. The results of the poll, with a 6 percent margin of error, suggests that most Americans disapprove of Trump’s tax plan proposes to reduce the corporate tax rate to 20 percent from 35 percent. On top of that, the tax plan also reads that it would Read More …

Homeowners Of CityPlace Fire Still Dealing With Insurance Claim

Six Months after the CityPlace apartments fire in Overland Park, Kansas, rebuilding, and construction is still underway. Insurance claims for homeowners have been anything but simple, however. Jim Trometer is one of those homeowners. The fire damaged his roof and scorched his fence. Trometer said initially the damage was estimated at $33,000, but they’ve adjusted his loss, bringing it down another $5,000. Trometer has been in contact with Nationwide for months, which is the insurance company for Titan construction who is responsible for Read More …

NFIP Still Flooded In Debt From Recent Hurricanes

Hurricane Harvey damaged more than hundreds of personal property and businesses in Houston, but the financial complications are still being felt at the National Flood Insurance Program (NFIP). Republican U.S. Rep. Pete Olson’s Sugar Land-based district suffered some of the most intensive floodings in the state. Olson said he is open to some changes, but not if it risks payouts on Harvey claims his constituents are filing. “It should be part of the package but not a do-all, end-all,” Olson said about Read More …

California Wildfires in Wine Country Burn Down Several Homes

In Sonoma, California, firefighters fought about 10 expanding wind-whipped fires across Northern California’s wine country early Monday, according to The News Tribune. Mandatory evacuations were ordered once the blazer broke out last Sunday across four counties, as strong winds buffeted the entire area. Community centers, the Sonoma County Fairgrounds and other local centers were opened for evacuees. “Leave immediately,” the department warned residents on Facebook after the fire jumped a freeway. “This is a life-threatening situation.” Residents of Sonoma struggled to figure out what roads Read More …

Are College Students Covered Under Their Parent’s Homeowner’s Insurance?

If you have a son or daughter that is getting ready to leave for college, then you probably have a million worries on your mind. You are concerned about them living on their own for the first time and you are sad that you will not get to see them every day anymore. This is all very normal. One thing that might not have crossed your mind yet is insurance. Will your son or daughter be covered under your homeowner’s insurance policy Read More …