Watercraft Insurance


Watercraft Insurance Chicago

Even though boats and watercrafts are generally only used seasonally, they still need to have the right protection. Having the right boat insurance coverage is important to ensuring that your time on the water is relaxing and worry-free.

Buying a boat is a huge financial decision but it doesn’t need to be stressful. We know that boats are expensive up front and cost a lot to maintain, run and store. That is why our experienced agents work hard to help you find an insurance policy that protects your investment while keeping your finances from sinking.

Insurance Navy helps make your time on the water relaxing and worry-free. Providing you with top-notch, affordable Watercraft insurance. Sailors, fishermen, jet skiers, and other boating enthusiasts will find ease and comfort working with our agents to pick the right type of coverage. If you recently bought a boat in or around the city of Chicago, we will help you find a cheap watercraft insurance policy that gives you all the coverage you need. At Insurance Navy, we pride ourselves on offering, for a low-cost, the best watercraft insurance in Illinois.

Why Watercraft Insurance is Important?

There is nothing quite like being on the water, especially on beautiful Lake Michigan or anchoring down right off Navy Pier. Our boat insurance policies will help protect you, your crew and your property after unexpected incidents occur while out with your boat.

A boat owner’s insurance policy can insure you against most risks of owning and operating your boat, its motor and its trailer. Just as importantly, it can protect you against liability lawsuits, should you injure someone with your boat or damage their property.

There are four main areas of coverage included in our policies. There is Watercraft Liability Insurance, which, in the event of an accident that is your fault, covers the cost of damage to the other person’s boat and medical bills for any injuries. There is Uninsured Watercraft Coverage, which applies to situations where your boat is damaged by the result of an accident with someone who does not have watercraft insurance. There is Property Coverage, which helps pay for the cost of damage caused to your watercraft by another boat or object, such as a rock or a pier. There is also Watercraft Medical Payments Coverage, which covers medical bills from injuries that occur during boating accidents.

Whether you just bought a boat or are looking to get an existing boat out onto the water, you will want to have the right boat insurance coverage.

Why Choose Insurance Navy?

Depending on the type of watercraft and how you are using it, there are many options available for watercraft insurance.

Finding reputable boat insurance companies can be difficult but there are great options available. Year after year Insurance Navy is at the top of the list for insurance companies offering boat insurance.

At Insurance Navy, we will help you find a low-cost watercraft insurance policy that gives you all the protection you need before getting out on the water. We will also help find you any discounts you might be eligible for, such as having multiple watercrafts, being a safe driver and any safety courses you might have taken.

Our Insurance Navy team understands the risks involved with boating and spending time being on the water. From crashes to striking a rock or log, Insurance Navy will be there with you.

Partnered with our experienced agents, we will find you the best protection for your boat, engine and gear, no matter if you are on the water for one weekend a year or throughout the entire summer.

Spend your time relaxing and enjoying being on the water, let us find the coverage and protection that suits you.

Any questions? Feel free to Contact Us

If you’re interested in our services, have any questions or concerns and want a call from one of our agents, please fill this form out.

If you need immediate attention, please call (708) 237-0404. Thank you!