Affordable Renters Insurance Chicago
Unlike car insurance, renters insurance is not required by law. However, some apartment complexes and landlords may require insurance in order to sign a lease. If you rent an apartment or a house, an affordable and quality renters insurance policy is the best way to cover your property.
Some renters wrongly assume that their landlord’s property insurance policy covers their belongings. Anything inside a rented apartment or house is only covered through a renters insurance policy. According to a study by ORC International, only 37 percent of renters have a renters insurance policy.
Some renters mistakenly assume that their property owner’s insurance covers their personal items and that is not the case. Others may not find their items to be worth a lot, monetarily speaking. However, electronics alone could take thousands of dollars to replace. One scenario most renters often overlook is injuries. If someone gets hurt on your rented space, the injured person may sue you.
Renters insurance provides coverage for your personal belongings, personal liability, loss of use and medical payments caused by perils listed on your insurance policy.
Common perils include:
- Fire and smoke
- Theft and vandalism
- Falling objects
- Weight of snow, sleet, or ice
- Water damage, excluding floods
Do you need more information about renters insurance? Our agents and customer service representatives are here to help. Call us today at 1-888-949-6289 or visit your nearest Insurance Navy location. For your convenience, Insurance Navy is open from 8 a.m. to 9 p.m. CST, 7 days a week.
*Please review your own policy carefully for details on renters insurance. Renters insurance varies by insurance company and policy.
If you’re interested in our services, have any questions or concerns and want a call from one of our agents, please fill this form out.
If you need immediate attention, please call (708) 237-0404. Thank you!