Frequently Asked Questions

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What is rideshare insurance?

Rideshare insurance is a special type of insurance coverage that insures rideshare drivers when their companies do not. Rideshare insurance can be added as an endorsement to a current policy or bought as a separate policy.

Is rideshare insurance required?

Rideshare insurance is not required by law. However, considering there is a significant time frame where rideshare drivers are completely uninsured by their rideshare company and personal auto insurance, rideshare insurance should still be a top priority for drivers.

Is rideshare insurance expensive?

Rideshare insurance rates depend on the same factors that determine your regular auto insurance.

Where do I get rideshare insurance?

With Insurance Navy, rideshare insurance may be bought at any of our offices, over the phone, through our mobile app or online.

Why is rideshare insurance important?

Uber insurance only covers rideshare drivers when they are linked to a passenger and while the passenger is still in the car. Period one, the time frame a rideshare driver spends actively searching for or waiting on a passenger is not covered by rideshare companies or personal car insurance, leaving the driver completely uninsured.

Do have a question about rideshare that was not covered? Our agents and customer service representatives are here to help. Call us today at 1-888-949-6289 or visit your nearest Insurance Navy location. For your convenience, Insurance Navy is open from 8 a.m. to 9 p.m. CST, 7 days a week.

*Please review your own policy carefully for details on rideshare insurance. Rideshare insurance coverage varies by contract.