Chicagoland Homeowners Insurance
Whether you’re new to home owning or are on your third home, home owners insurance is so important. Buying a home is one of the biggest decisions you will ever make in your life.
At Insurance Navy, we make the process easier by providing Chicagoland Homeowners Insurance that focuses on protecting you, your property, and your belongings.
So, if you recently bought a home in or around the city of Chicago, our agents will set you up with an inexpensive homeowner’s insurance policy that fits you and your family’s needs. At Insurance Navy, we specialize in offering the most affordable and best homeowners insurance in Illinois.
Did you know that homes located near fire departments cost less to insure? Most people don’t know the different factors that influence your home insurance premium. That is why you need an expert broker to guide you through the process of insuring your home.
Why is Homeowners Insurance Important?
There are many different ways to go about protecting your home. In most cases, home insurance companies and their policies include four types of protection.
There is Dwelling Coverage, which helps rebuild your home after it is damaged by natural causes, such as lighting strikes, tornadoes, hail storms, etc. There is Personal Property Coverage, which reimburses you after the loss of items such as clothing, electronics, and furniture. There is Other Structure Coverage, which protects components that are not attached to your house, such as sheds, garages, and fences. And there is also Liability Coverage, which generally pays for the cost of a guest’s medical bills after they are injured on your property.
Company to company, home insurance coverage and rates will vary. There are many ways in which you can lower your homeowners insurance policy as well. Some of these include installing deadbolt locks, installing sprinkler systems, living in a gated community, bundling your home and auto insurance and installing a security system and motion sensor lights.
Why Choose Insurance Navy?
While you can always update your home by adding deadbolt locks, a security system and a sprinkler system, disasters can always happen and the risk is generally higher than it is compared to owning a small apartment.
At Insurance Navy, we pride ourselves on providing the best and most affordable home insurance in Illinois. We understand how much time and research you put into finding and buying your new home and we want to make sure it stays up to your standards and that you get the coverage you need. With so many options available, it is easy to become confused and end up paying way too much for coverage. But that doesn’t have to happen to you.
Year to year, Insurance Navy is known for being reliable and putting our customer’s first, meaning that you will get the best deal possible for the most coverage compared to what some other homeowners insurance companies might offer you.
When you buy a house you want to stay there for life and we want to help make that happen. Insurance Navy can assure that you and your family will be safe, secure and confident in your new home for as long as you wish to be there, with our team at your side along the way.
Whether you are moving to the city or the suburbs, our agents will work hard to find a low-cost homeowners insurance policy that works for you. Your home is your home for a reason, Insurance Navy will make sure it stays that way for years to come.