homeowners insurance

Off-Peak Water Heating Technology Can Save Homeowners Money

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Owning a home is not cheap. From monthly mortgage payments, utilities payments, repairs on common wear and tear and paying for homeowners insurance, the prices can take a toll on you. One essential to your home is hot water. Whether that be for a hot shower, running your dishwasher or washer and drier, we need hot…

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Tell Your Insurance Agent About Your Engagement

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Getting engaged or married is an exciting and wonderful time in your life and is something you will certainly remember for a long time. In all the excitement and planning that you will be doing for the wedding, you will want to take a second and contact your insurance agent for a few reasons. The…

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Hurricane Irma Totals $8 Billion In Damages In Florida

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It has been five months since hurricane Irma washed through Florida, wrecking homes, cars and destroying belongings. And now claims are coming back that they have nearly hit 8 billion dollars in total damage. More than 900,000 property owners filed for claims, making it stressful for them and busy for their insurance companies. Over 26,000…

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Common Winter Damage And What Your Home Insurance Covers

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Snow, cold temperatures, wind, melting ice and black ice are all factors you need to deal with during the winter time. Whether you are driving or fixing up your home, there are always more hazards and potential disaster during the winter time which can affect your day to day life. Insurance companies have been advising…

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Proposed Bill Hopes To Help Wild Fire Victims Stay Covered

As California continues to deal with the aftermath of separate wildfires which tore through their towns and homes, many are getting dealt more bad news. Insurance companies are now informing some of their clients that they will soon drop their homeowners insurance coverage due to the high risk of fires. Most insurance companies will try…

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How To Get An Insurance Quote For Your Home

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Owning a home is exciting yet it can be challenging and stressful to keep up with the repairs and cost of living from your home insurance price to your monthly mortgage payments. Buying a home is a great way to establish yourself in a community, start a family or just get out on your own…

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Five Homeowner Tips For Hosting A Super Bowl Party

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The Super Bowl is one of the most watched events of the year and gives viewers a chance to watch goofy and exciting new commercials, specifically geared at the event. This year is no different, people all across America will be gathering with friends and family to watch this years Super Bowl. If you are…

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A Call To Protect Your Valuables

Christmas was just over a month ago and people are enjoying their gifts and getting back to work. Now that things have settled, homeowners and renters alike need to do some serious thinking about what they have covered by their respective insurance plan. This calls for any new and valuable gifts you’ve gotten, an old…

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Four Homeowner Mistakes That Can Cost You

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In the aftermath of the hurricanes, wildfires and mudslides which left many homeowners struggling to get back on their feet and recover from the damages, they are beginning to take a closer look at their homeowners insurance plans and work toward getting better coverage. Yet as quickly as people sometimes act in these situations, sometimes…

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Four Tips To Lower Your Homeowners Insurance

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Owning a home is exciting and an adventure but there are often heavy repairs, additions and upgrades you must make in order to keep your home up and running. Owning a home will often be your biggest asset and you want to keep that protected for the long run. The best way to do that…

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Homeowners Shifting Focus Toward Home Defects

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In the wake of the destruction the United States saw this past year from hurricanes, wildfires and mudslides, homeowners are now beginning to shift their focus on home defects from the past which may come back to hurt them if a disaster hits their area. Stressing on homes built between 2002-2008, at a time when…

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Warm Weather Burst Means Potential Flooding

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The winter time is never easy to predict in terms of weather and rain or snow. The United States was largely hit with freezing cold temperatures followed by snow storms and now we are seeing a break from the cold. Temperatures are now on the rise and that comes as good news for many of…

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Recent Disasters Serve As A Wake Up Call For Homeowners

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Owning a home is expensive with all the constant repairs and upkeep which go into keeping your home running smoothly and standing. And then you might have to deal with disaster. The United States was largely hit by hurricanes in Texas and Florida and then a series of wildfires in California. And this should serve…

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Wildfire Victims Begin To Get Coverage For Losses

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California did not have a very good year as it saw two major sets of wildfires burn through their homes and town only to be followed by an awful mudslide a few weeks ago which left as many as 20 dead and various cars, homes and property destroyed. Residents in those affected wildfire areas have…

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Burst Pipes Plague Homeowners

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The United States has had a rough couple weeks of winter, dealing with snow storms followed by freezing cold and bitter temperatures. Homeowners have been struggling to keep their water flowing, hoping to avoid frozen and burst pipes, which are headaches for them and for insurance companies alike. But the good news is that most complete…

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How To Avoid Winter Home Damage

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The first part of winter treated the United States with freezing cold temperatures, heavy snow storms and more freezing temperatures. This has caused concern for homeowners and renters alike, especially those who did not prepare their homes for the winter. Preparing your home for the winter is easy even after the cold has arrived. For…

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Three Ways Homeowners Can Start The Year Off Right

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Owning a home if often an exciting experience yet difficult challenge. If you are a new homeowners, I’m sure you already are dealing with the high expenses, constant repairs and just your day to day life when owning a home. There are certain things homeowners can do to protect their home for the long run.…

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California Mudslides And Home Insurance

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California has recently been struck by disastrous mudslides which have left homes, businesses and cars destroyed. Search and rescue teams have been working around the clock to try and get people out of their homes and out of the mud itself. It has been reported that 20 people have lost their lives and tons more…

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Updating Your Home And Insurance

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Buying a home is exciting but also comes with challenges and often heavy expenses. Odds are if you have lived in your home for a number of years, you have made some changes or upgrades such as an addition or a pool in the backyard. It is important to realize the changes you make and…

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Does Your Insurance Cover Drone Damage?

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Drones have quickly swept through the entire world giving breathtaking views from the sky as well as allow us to explore places we may have not had access to before. Yet in all the excitement and availability of these flying drones, many people overlook what happens in the event of a drone damage or even…

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How To Avoid House Fires This Winter

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The United States has been largely hit by freezing temperatures and falling snow which has plagued states for the last two weeks. While many people are focusing on fighting the cold and staying warm, it is important to remember to protect yourself from fires during this winter. People usually don’t associate the winter and cold…

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What To Do With A Pipe Burst

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The United States was largely hit by freezing temperatures and heavy snow storms over the past few weeks. As the temperature warms up a little, we are still officially in the middle of winter and homeowners are beginning to feel the effects. A frozen or burst pipe can cause headaches for homeowners and insurance companies…

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Insurance Companies Refuse Policies For California Fire-Risk Areas

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California is still dealing with the aftermath of sets of wildfires which burned through their counties, cities and homes this past fall. As the smoke is now cleared, homeowners are hearing some awful and disheartening news from insurance companies that work in these high-risk wildfire areas. After the fires, homeowners who were not affected by…

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Protect Your Home With The Right Insurance

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The winter often offers various challenges for both driving, staying warm and protecting your home. There are certain steps to prepare your home for winter and protect it in general. While most homeowners have some sort of home insurance plan, it is important to know what might not be covered and important to know where…

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California Homeowners Increase Insurance Coverage

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California did not have an easy wildfire season, getting hit and burned by two large wildfires which spread over the course of weeks. And now in the aftermath as the smoke clears, homeowners and insurance companies are now looking at the damages and figures and the estimates are staggering. Now, many homeowners who were lucky…

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Five Tips For Homeowners And Insurance For The New Year

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As the New Year approaches, new homeowners and old homeowners should take a look at their current deals and polices as well as prepare for the future. Here are five tips for homeowners and their insurance plans for heading into the New Year. 1. Start Saving For Emergencies – This is important for many reasons but…

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Homeowners Insurance Worth The Investment

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There are many factors that determine the price of homeowners insurance. If you want to get the best price, then you have to know how insurance companies work and what they take into account. In the eyes of the insurer, everything is based on risk and your behavior. If you or your property appears to…

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Five Home Renovation Tips

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Fixing up your home can be a fun yet challenging project if you find yourself with lack of knowledge or experience in some areas. There are always upgrades and quick fixes you should do in and around your house, especially true during the winter months or if you are looking to sell. Here are five…

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As Cold Approaches, Prepare Your Home

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Winter can be a challenging time of the year, dealing with holiday stress, high temperatures and harsh driving conditions. With everything going on, it is important to take the time and prepare yourself mentally for the stress but also prepare your home for the cold. There are important things to do before winter fully hits,…

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