How To Avoid Winter Home Damage

The first part of winter treated the United States with freezing cold temperatures, heavy snow storms and more freezing temperatures. This has caused concern for homeowners and renters alike, especially those who did not prepare their homes for the winter. Preparing your home for the winter is easy even after the cold has arrived. For starters, check that your heating equipment and heating source are all up to date and still running smoothly. Make sure all your thermostats and heat adjusters are Read More …

California Mudslides And Home Insurance

California has recently been struck by disastrous mudslides which have left homes, businesses and cars destroyed. Search and rescue teams have been working around the clock to try and get people out of their homes and out of the mud itself. It has been reported that 20 people have lost their lives and tons more have seen damage to their homes, vehicles and belongings. After dealing with wildfires and now the mudslides, residents of California are really thinking about their homeowners insurance Read More …

Does Your Insurance Cover Drone Damage?

Drones have quickly swept through the entire world giving breathtaking views from the sky as well as allow us to explore places we may have not had access to before. Yet in all the excitement and availability of these flying drones, many people overlook what happens in the event of a drone damage or even worse, your drone causing someone else harm. Consider this, in mid air your drone suddenly shuts off and falls from 200 feet in the sky only to Read More …

How To Avoid House Fires This Winter

The United States has been largely hit by freezing temperatures and falling snow which has plagued states for the last two weeks. While many people are focusing on fighting the cold and staying warm, it is important to remember to protect yourself from fires during this winter. People usually don’t associate the winter and cold with house fires but there are important things to keep in mind while staying warm this winter. Fire officials all over are stressing the importance of keeping Read More …

What To Do With A Pipe Burst

The United States was largely hit by freezing temperatures and heavy snow storms over the past few weeks. As the temperature warms up a little, we are still officially in the middle of winter and homeowners are beginning to feel the effects. A frozen or burst pipe can cause headaches for homeowners and insurance companies alike but there are certain things you can do to help prevent them from happening and deal with the aftermath if they do happen. A frozen pipe Read More …

Insurance Companies Refuse Policies For California Fire-Risk Areas

California is still dealing with the aftermath of sets of wildfires which burned through their counties, cities and homes this past fall. As the smoke is now cleared, homeowners are hearing some awful and disheartening news from insurance companies that work in these high-risk wildfire areas. After the fires, homeowners who were not affected by this round set out to find the best home insurance policies in order to help better protect themselves in the future. But what they found is that Read More …

Protect Your Home With The Right Insurance

The winter often offers various challenges for both driving, staying warm and protecting your home. There are certain steps to prepare your home for winter and protect it in general. While most homeowners have some sort of home insurance plan, it is important to know what might not be covered and important to know where you live and what disasters you may encounter throughout the years. Making sure your house will be there for the long run is one of the most Read More …

California Homeowners Increase Insurance Coverage

California did not have an easy wildfire season, getting hit and burned by two large wildfires which spread over the course of weeks. And now in the aftermath as the smoke clears, homeowners and insurance companies are now looking at the damages and figures and the estimates are staggering. Now, many homeowners who were lucky enough to escape the fire are beginning to beef up their homeowners insurance plans after seeing what is happening to their neighbors in the town next door. Read More …

Five Tips For Homeowners And Insurance For The New Year

As the New Year approaches, new homeowners and old homeowners should take a look at their current deals and polices as well as prepare for the future. Here are five tips for homeowners and their insurance plans for heading into the New Year. 1. Start Saving For Emergencies – This is important for many reasons but especially for a new homeowner. Imagine losing your job, having to immediately fix the leak in the basement or being surprised by the amount of your car Read More …

Homeowners Insurance Worth The Investment

There are many factors that determine the price of homeowners insurance. If you want to get the best price, then you have to know how insurance companies work and what they take into account. In the eyes of the insurer, everything is based on risk and your behavior. If you or your property appears to be risky, then you will be paying more for monthly premiums. These include habits like smoking, owning a dog, living in a bad area or living near Read More …

Five Home Renovation Tips

Fixing up your home can be a fun yet challenging project if you find yourself with lack of knowledge or experience in some areas. There are always upgrades and quick fixes you should do in and around your house, especially true during the winter months or if you are looking to sell. Here are five tips in which you can better prepare and know what your getting into before you fix up your home. 1. Don’t Underestimate Costs – Owning a home is Read More …

As Cold Approaches, Prepare Your Home

Winter can be a challenging time of the year, dealing with holiday stress, high temperatures and harsh driving conditions. With everything going on, it is important to take the time and prepare yourself mentally for the stress but also prepare your home for the cold. There are important things to do before winter fully hits, to make sure that your house is prepared and will keep you warm and secure for the winter. Starting off, you should check your heating system. This Read More …

What Homeowners Insurance Covers During The Holidays

It’s one of the best time of the year, the holiday season. Thanksgiving has come and gone. Christmas is just a few days away and New Years is right around the corner. You will see people running around for gifts, food prep, decorations and other holiday supplies. Christmas trees will be in windows, lights will be decorated down blocks and on roofs. It is truly a special time of the year. Yet with all the running around and trying to finish everything Read More …

Christmas Party Hosting Tips

Christmas is right around the corner. Over the next few days people will be running around, getting last minute gifts, last minute food prep, last minute cooking done and getting houses in order for your party. Yet with all the running around and trying to squeeze in time, you have to avoid disaster. Common holiday party disasters include house fires, injuries and improper guest safety. It is important to know how to host the best possible party, which means keeping your guests Read More …

3 Tips To Keep The Winter Mold Out

With Christmas comes winter and with winter comes snow. While kids and dogs love to play in the snow, homeowners may not be so thrilled to see it falling heavily from the sky. The winter time brings risks of pipe bursts, increased condensation and increase risks of water damage from snow and ice. These can all lead to mold growing in and around your home if you do not take the right steps to prevent this. Mold can destroy your home physically Read More …

Police Warn Of Homeowners Scam

In the middle of the holiday season, it is often easy to get lost or overlook certain parts of your life. This includes avoiding getting robbed or even tricked by thieves. During the holiday season, thieves are always on the lookout for packages left on porches or empty houses where they can make a quick strike. This past weekend, police are now warning of another type of scam you may be seeing around this busy time of year or any time of Read More …

Avoiding Holiday Disaster

It’s that special time of year, the holiday season. Thanksgiving has come and gone. Christmas is just a few weeks away and people are running around for gifts, food prep, decorations and other holiday supplies. You will see Christmas trees in the windows, lights decorated down blocks and on roofs. It is truly a special time of the year. Yet with all the running around and trying to squeeze in time, you have to avoid disaster. Common holiday disasters or emergencies include Read More …

4 Ways To Increase Your Rental Property Value

Owning a house or an apartment building and renting it out is a nice way to earn extra money. As long as you have the right renters, both parties may benefit from a good relationship and a good upkeep of the place. Today, renting is often the cheaper and easier route. The tricky part for building owners is getting people to rent. Here are 4 tips to make your place look more appealing and up the value. 1. Indoor Maintenance – This is one Read More …

3 Ways To Child-Proof Your Home

Being around children can be both an exciting yet nervous time for yourself and your home. Whether you are bringing home your new child, adopting a toddler or watching your friends kid, you will want to make sure you child-proof your home. Child-proofing is not only important to keep the kids safe, it also will help protect your belongings. Here are three easy yet effective ways to child-proof your home. 1. Move Like A Child– This may seem silly while you do it, Read More …

Preparing Your Home For Flooding

The number one natural disaster in the United States is flooding. While that may surprise some, floods are more common than you think, especially in rain heavy areas throughout the year. Some of the top states which see the most rain per year include Alabama, Louisiana, Mississippi and Florida. While many people can deal with a little rain, it is important to know what to do or how to be prepared for a lot of rain. Here are 4 tips to prepare Read More …

Ways To Reduce Homeowners Insurance

The process of buying a new home is exciting and an adventure but it can be both stressful and difficult to find the perfect place for you. Dealing with high prices and finding the right sized home can be challenging aspects to deal with. While home buying is a process, there are ways to make it simpler and easier for yourself, doing the proper research and taking the time you need to make sure you make the best decision possible. After you Read More …

The Benefits Of Home Insurance

The process of buying a new home is exciting and an adventure but it can be stressful and difficult to find the perfect place for you. Dealing with high prices and finding the right sized home can all be challenging aspects to deal with. While home buying is a process, there are ways to make it simpler and easier for yourself, doing the proper research and taking the time you need to make sure you make the best decision possible. After you Read More …

Reducing Homeowners Insurance Rates

While it is necessary to have, many people struggle with the high costs of having a homeowners insurance plan. While you need some type of plan to ensure that you and your home stay protected and safe, many do not realize what goes into how insurance companies will charge you and also how you can make it less expensive. There are tricks and tips to lower your homeowners insurance rates before you even move in or if you have been there for Read More …

Conference On Lake Ontario Flooding

On Thursday November 10th, nearly 150 people turned out in Wayne County, Michigan to discuss the rising water levels of Lake Ontario and to talk about the flooding, both from this past summer as well as for the upcoming summers. This past season delivered high water levels to the residents living along the Lake Ontario’s shoreline. Causing concern for the high possibility of flooding, resulting in damaging their homes and belongings. These high water levels, mixed in with high wind speeds, resulted Read More …

What To Do After A House Fire

A house fire can be one of the worst things imaginable, all of your belongings gone in smoke and even worse, someone may get hurt or die. With the recent wildfires going on in California, it is not a question that many people in the area were fearing for their homes and personal belongings. A common question coming up now is, what do you do when your house catches on fire? The road to recovery can be long and hard after a Read More …

Nearly 40 Millions Fire Extinguishers Recalled

Nearly 40 million fire extinguishers are being recalled by the Walter Kidde Portable Equipment Company due to malfunctions preforming and possibly with the overall setup of them. Two types of these fire extinguishers are being recalled, those which have plastic handles as well as those which are push-button Pindicator fire extinguishers. There has been one death involving these extinguishers, resulting from a car crash and fire. The first responders were unable to get the device working. So far, there have been approximately Read More …

Insurance Plans May Not Protect In Cases Of Self-Defense

In September in Gaston County, North Carolina, a women had to pull a gun on possible intruders attempting to break into her home. Thankfully they ran at the sight of the gun and she wasn’t forced to fire a shot. In May in Northwest Charlotte, a man fired 14 rounds toward burglars who were attempting to break into his home. Both of these are cases of self-defense, yet as these cases continue to show up more often, people have began talking about Read More …

Dealing With Insurance After Natural Disaster

In a summer and fall seemingly filled with natural disasters, hurricanes and wildfires, many are now wondering, what is the process when dealing with insurance companies and the damage to your home or business? How will you get your money? How long will it take? What is the process? They are not alone in asking. Here are some tips to make this transition into rebuilding easier. On any ordinary day, insurance companies and the payout money is generally all smooth and easy, Read More …

Couple Shoots Themselves, Stages Home Invasion For Insurance Money

On October 26th in Deltona, Florida, a couple informed law enforcement of a break in of their home. The couple claimed that two men broke through the back door, shot both of them and made off with a small safe. But immediately police officers could tell something was off. Officers noticed dried blood in the house as well as the strong smell of bleach, they also found the gun which shot the couple. Finally, the video footage from a surveillance camera shows Read More …

Insured Loses Continue To Rise From California Wildfires

The Western United States, specifically California, are known for their natural wildfires and are often faced with dealing with them and the aftermath from these burning beasts. This most recent round of fires, taking place in Northern California and starting back in early October, are still currently being worked on and continue to be kept contained, nearly 2,300 firefighters still work on them. Early data estimated that the amount of damage would be around 1-3 billions dollars, the full impact and power Read More …