Affordable Car Insurance Chicago
At Insurance Navy, we understand that selecting an auto insurance policy that works for you is a time-consuming and overwhelming process. Insurance Navy is the fastest-growing insurance agency in Illinois and is here to make the insurance buying process simple and hassle-free.
We offer free auto insurance quotes within minutes in our offices, over the phone, on our website or through our mobile app. With 16 locations throughout Illinois, Insurance Navy has the experience and expertise to give you the exact coverage you need, no matter where you are. With the lowest down payments in the industry and flexible payment plans, being insured has never been easier.
Everyday, there are 889 accidents in Illinois, according to the Illinois Department of Transportation. Auto insurance protects you from any possible damages that may result from these car accidents.
As of 2015 per Illinois law (625 ILCS 5/7-601), cars must have the following minimum amounts in vehicle liability insurance:
- $25,000 for injury or death of one person in an accident
- $50,000 for injury or death of more than one person in an accident
- $20,000 for damages to property of another person
If you are stopped by a police officer or are involved in a collision, the responding officer may issue a ticket if there is no proof of insurance at the scene. With our Insurance Navy app, you have instant proof of insurance.
Auto insurance may be the biggest expense that comes with owning a car. To make sure you are getting the most competitive rates, Insurance Navy will shop around and compare prices from multiple insurance providers. When shopping around with different carriers, Insurance Navy guarantees an accurate comparison by making sure the coverages, limits and deductibles match the prior policy or the new coverages desired by the insured.
It is important to understand the auto insurance options you have available and the type of coverage you are buying. Protecting and educating our customers about their insurance options are our top priorities. We are ready to work with your insurance needs and offer the most competitive prices.
It is important to know how car insurance works before purchasing a policy. The policy limits and deductibles will affect a person’s insurance premium. An insurance premium is also affected by a personal information including a person’s age, marital status, driving record and other factors. A policy limit is the maximum amount an insurance company is required to pay for insured damages. A deductible is the amount a policyholder must pay out-of-pocket before an insurance company assumes the rest of the costs. The higher a deductible is, the less expensive a premium is.
Our customer base may be growing but we pride ourselves in having great client relationships and remain dedicated in providing everyone with a personalized experience.
If you’re interested in our services, have any questions or concerns and want a call from one of our agents, please fill this form out.
If you need immediate attention, please call (708) 237-0404. Thank you!