Home Insurance

Illinois Homeowners Insurance

Buying a home is one of the biggest decisions you will make in your life. At Insurance Navy, we make the process easier by providing low-cost home insurance policies that focus on protecting you, your property, and your belongings. So, if you recently bought a home in or around the city of Chicago, our agents will set you up with an inexpensive homeowner’s insurance policy that fits you and your family’s needs. At Insurance Navy, we specialize in offering the best and most affordable home insurance in Illinois.

Did you know that homes located near fire departments cost less to insure? Most people don’t know the different factors that influence insurance premiums. That is why you need an expert broker to guide you through the process of insuring your home.

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Why is Homeowners Insurance Important?

There are different ways to go about protecting your home. In most cases, home insurance policies include four types of protection. There is Dwelling Coverage, which helps rebuild your home after it is damaged by natural causes, such as lighting strikes, tornadoes, hail storms, etc. There is Personal Property Coverage, which reimburses you after the loss of items such as clothing, electronics, and furniture. There is Other Structure Coverage, which protects components that are not attached to your house, such as sheds, garages, and fences. And there is also Liability Coverage, which generally pays for the cost of a guest’s medical bills after they are injured on your property.

Why Choose Insurance Navy?

We pride ourselves on providing the best and most affordable home insurance in Illinois. With the many options available, it is easy to become confused and end up paying way too much for coverage. But that doesn’t have to happen to you. Whether you are moving to the city or the suburbs, our agents will work hard to find a low-cost homeowners insurance policy that works for you.

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