The Importance of Data Breach Coverage in Your Business Insurance Policy

As a business owner in the digital world, your company is always at risk of becoming the victim of a data breach. A data breach, by definition, is when confidential information is stolen by an unauthorized individual or entity. This can become a huge problem for business owners and their employees, leading to expensive as well as missing incomes. Luckily, insurance companies offer business insurance policies that will protect you against the threat of a data breach. If you already have a business Read More …

What Happens to My SR-22 Insurance if I Move Out of Illinois?

If you are currently carrying SR22 Insurance in Chicago, then you already know how serious your cooperation is. If you are caught without an SR 22 certificate, you can be arrested on the spot, go to jail, and get your license suspended again. So, if you are planning on moving out of Illinois, then you are probably wondering about how to move forward with your SR-22. Obviously, you should talk to your insurance agent before you leave. They will have all the info Read More …

How Much Coverage is Required in an SR-22 Insurance Policy?

If your license was suspended and reinstated by the state of Illinois, you are probably required to obtain an SR22 certificate. You can file SR 22 easily through your insurance company, assuming is a service that they provide. At this point, you are probably not sure exactly what an SR-22 certificate actually is. In the most basic terms, SR22 is auto insurance for “troubled drivers,” or drivers who recently had their licenses suspended. So, if SR 22 is simply car insurance, then what Read More …

Here is One Way to Avoid SR-22 Financial Responsibility

The process of filing for SR22 can be stressful and time-consuming. But, when a judge requires you to obtain an SR 22 certificate in order for you to be able to drive legally again, you don’t really have a choice. Right? Well actually, in some states, including Illinois, it is possible to get away with not filing for SR-22 Insurance. But, it is not easy. If you want to skip the SR22 financial responsibility process, there is only one way to do it. Read More …

What are the Filing Terms for SR-22 Insurance?

If you were recently told by a judge that you must obtain SR-22 insurance before being able to legally drive again, then you might be wondering how to proceed from here. Well, the first thing you should do is go to your insurance company and speak with your agent. An insurance broker should be able to answer any questions you have regarding your SR22 financial responsibility. Once the suspension on your license is up, you will be eligible to obtain a restricted driver’s Read More …

What if My Insurance Company Doesn’t Offer SR-22 Insurance?

If you recently got your suspended license reinstated by the state of Illinois, then you are probably in need of SR-22 insurance. Typically, when a judge gives high-risk drivers their licenses back, it is contingent upon them obtaining an SR-22 certificate. If you do not abide by this rule, the consequences can be severe, including jail time and, of course, another period of suspension on your license. So, your next step is to obtain SR-22 insurance. This can be done by going to Read More …

How to Get an SR-22 Certificate

After being convicted of DUI, driving without insurance, or other traffic violations, a judge will most likely require you to obtain an SR22 certificate to reinstate your driver’s license. Once you have been told to do so, it is imperative that you do not drive until your SR 22 financial responsibility is obtained. If you drive without it, the consequences can be severe. So, how do you obtain SR-22 insurance? Well, the good news is that it is very easy. All you have Read More …

What is a High-Risk Driver?

If you are required by the court to carry SR-22 insurance, then you are considered, by the state of Illinois, to be a high-risk driver. The SR-22 financial responsibility can be put upon you for a variety of different reasons. At the end of the day, it is the judge’s decision as to whether or not SR-22 insurance is necessary. So what does the state of Illinois consider a high-risk driver? Well, there are a number of different offenses that can put you Read More …

When Can You Cancel Your SR-22 Insurance?

If you are required to carry an SR22 certificate by the state of Illinois, then you have probably already heard the consequences of driving without one. Being pulled over by a cop without SR 22 insurance can result in immediate arrest, hefty fines, and even jail time. It is not something you want to risk bending the rules on. At this point, you might be wondering, “when can I cancel my SR-22 insurance policy?” In general, people are required to carry an SR22 Read More …

Is an SR-22 From Another State Valid in Illinois?

If you have an SR22 certificate and just recently moved to Illinois, you might be wondering how that affects the status of your insurance. The best thing to do at this point is check in with your current insurer. They will tell you the necessary steps that need to be taken for the move. Each state has a different system of requirements for filing SR 22 insurance. So, will your SR-22 be valid upon arrival to Illinois? Probably not. But it shouldn’t be Read More …

Things You Should Know About SR-22 Insurance

If you were recently required by the state to obtain an SR22 Certificate, you might be feeling stressed out right now. You might be worried about the process of getting one, the cost, and the lasting effects it will have. But, you shouldn’t worry too much. Before you get too stressed out, consider the following: It is a common misconception that SR 22 is an insurance policy. Actually, it is not even insurance. It is just a certificate that will be provided to Read More …

The Different Forms of SR22

The Illinois SR-22 is a critical certificate to have once you are required by a judge to carry one. Breaking this rule can result in arrest, jail time, and further loss of driving privileges. There are different forms of the SR 22 certificate. So, if you are somebody who is in need of one, take the time to make sure your insurer is setting you up with the correct certificate. Otherwise, a simple mistake can cost you a lot of time and money. Read More …

Why Keeping Your SR22 Active is So Important

If you have been convicted of DUI, driving without insurance, or other traffic violations, then you already know what SR-22 insurance is. But, do you know how long before your policy expires? If not, then find out immediately. Forgetting to renew your SR 22 can cause many legal and financial troubles down the road. If you are driving without an active SR22 insurance policy and are pulled over, the consequences can be severe. You are responsible for keeping your SR-22 active. So. whether Read More …