Ways To Reduce Homeowners Insurance

The process of buying a new home is exciting and an adventure but it can be both stressful and difficult to find the perfect place for you. Dealing with high prices and finding the right sized home can be challenging aspects to deal with. While home buying is a process, there are ways to make it simpler and easier for yourself, doing the proper research and taking the time you need to make sure you make the best decision possible. After you buy Read More …

Texas Housing Market Skyrockets

Since 2006, four Texas housing markets, as well as one in Colorado, have seen prices skyrocket. Austin, Denver, San Antonio, Houston and Dallas-Fort Worth have all led the United States in housing increases. Austin home prices have gone up over 60% since 2006, leading the entire United States housing markets, with Dallas- Fort Worth not far behind hitting just over a 50% increase. While these four Texas areas, plus the lone Colorado, have skyrocketed. Around the United States prices have just risen 2% Read More …

Reducing Homeowners Insurance Rates

While it is necessary to have, many people struggle with the high costs of having a homeowners insurance plan. While you need some type of plan to ensure that you and your home stay protected and safe, many do not realize what goes into how insurance companies will charge you and also how you can make it less expensive. There are tricks and tips to lower your homeowners insurance rates before you even move in or if you have been there for a Read More …

What To Do After A House Fire

A house fire can be one of the worst things imaginable, all of your belongings gone in smoke and even worse, someone may get hurt or die. With the recent wildfires going on in California, it is not a question that many people in the area were fearing for their homes and personal belongings. A common question coming up now is, what do you do when your house catches on fire? The road to recovery can be long and hard after a house Read More …

Nearly 40 Millions Fire Extinguishers Recalled

Nearly 40 million fire extinguishers are being recalled by the Walter Kidde Portable Equipment Company due to malfunctions preforming and possibly with the overall setup of them. Two types of these fire extinguishers are being recalled, those which have plastic handles as well as those which are push-button Pindicator fire extinguishers. There has been one death involving these extinguishers, resulting from a car crash and fire. The first responders were unable to get the device working. So far, there have been approximately 391 Read More …

Insurance Plans May Not Protect In Cases Of Self-Defense

In September in Gaston County, North Carolina, a women had to pull a gun on possible intruders attempting to break into her home. Thankfully they ran at the sight of the gun and she wasn’t forced to fire a shot. In May in Northwest Charlotte, a man fired 14 rounds toward burglars who were attempting to break into his home. Both of these are cases of self-defense, yet as these cases continue to show up more often, people have began talking about whether Read More …

Cyber Exposure Putting Pressure On Insurance Companies

We live in an ever changing world, whether it be new technologies or medicine, it seems that everyday some new advancement comes up. As great as these technological advances may seem, one can’t help but overlook how these new advances may affect us negatively. One of the biggest issues is now dealing with cyber attacks and data breaches. As the victims must deal with being hacked, insurance companies must now deal with how to handle these situations and how to avoid them in Read More …