Frequent Car Wrecks Spike Georgia Auto Insurance Rates

An average of four people die on Georgia roads each day, according to the Georgia Department of Transportation, sparking alarm for both drivers and insurance companies alike. In 2016 Georgia led the nation in car insurance rate increases, and with the consistency of these fatal accidents as well as the number of high risk drivers, this is not expected to change any time soon. The problem seems to be speeding and reckless driving as well the increased number of drivers on the road, Read More …

Factors That Influence Auto Insurance Rates

Since the boom of the automobile industry, drivers have been skeptical of auto insurance and the amount they pay for it monthly and yearly. Recent reports show that the average American driver pays roughly $1,300 per year for car insurance while some drivers pay far less and some far more. Many people do not realize what goes into affect on how insurance companies judge you on how much they will charge for auto insurance. The reasoning behind all their behind the scenes work Read More …

Autonomy Safety Features Growing

One of the newest vehicle features is growing, autonomy and advanced safety features. Far and wide we are seeing more vehicles being made that have the ability to stop accidents before they happen. Consumers are quickly getting on board but the question still remains, how safe and secure are these features? Today, more than 60% of new vehicles offer some type of autonomy feature, compared to less than a quarter of new cars five years ago. The advances are huge, from features such as Read More …

Insurtech Start-Ups Encourage Less Risky Behavior

In the history of insurance, the only communication between the agent and the client happens after something bad happens, such as a car accident or a home robbery. Now, with new technology emerging, the industry might see a change in its model. Instead of only interacting with their clients when there is a claim, insurance companies of the future will help their clients be safer drivers, homeowners, etc., and bring down the number of claims altogether. With products designed to make policyholders less Read More …

3 Ways to Save Money on Your Car Insurance Policy

If you recently bought a car, then you know how expensive the whole process is. Automobiles alone are expensive. Then, you have to pay for auto insurance before you are even allowed to start driving. Car insurance doesn’t always have to be expensive. It really all depends on how much coverage you want. Simply, the more coverage you get for your vehicle, the higher you will have to pay for monthly premiums. If you want to pay the cheapest amount possible, then you Read More …

Car Thieves Strike at Chicago Car Wash

Car theft is a big issue in the city of Chicago. And, without the right auto insurance coverage, many victims experience great difficulty dealing with the loss. No one ever thinks that their car will get stolen, which makes it even worse when it happens. It is both an unpredictable and frightening crime to be subjected to. If you are wondering whether or not your auto insurance coverage covers you in the event of a theft, talk to your insurance agent. Many victims Read More …

Can Your Insurance Rates Go Up After a Car Accident that is Not Your Fault?

If you were recently in a car accident, then you have probably already had a conversation with your insurance agent in regards to moving forward with the claim. Most people assume that the insurance company of the person who caused the accident will charge them higher premiums down the road. This is almost always the case unless you have some kind of accident forgiveness clause in your policy. Causing a car accident supports the idea that you are a risky driver. And insurance Read More …

Auto Insurance Premiums are Higher for Those Who Live in Minority Areas

Auto insurance premiums go up and down for a variety of reasons. When you go to purchase a policy, the insurance agent will look at your age, gender, credit score, and other factors before giving you a quote. Recent studies show that another big factor in determining your car insurance rate is your zip code. It has been found that those who live in minority dominant areas pay higher premiums than those who live in primarily white neighborhoods. Responding to these studies, you Read More …

Federal Investigation Uncovers that Smart Car Engines are Causing Fires

Smart cars have become very popular over the past ten years. In the market of personal vehicles, they are an intelligent choice. They are small, light, stylish, and get great gas mileage. But are they safe? A recent investigation by the U.S. Auto Safety Regulators shows that they may not be. Multiple cases have been reported of smart car engines setting on fire at random moments. As a result, a full-blown investigation was conducted to see if these incidents were just a fluke Read More …

Why Do Auto Insurance Premiums Keep Rising?

The average price of auto insurance is currently the highest it has ever been. And, it continues to rise. In fact, auto insurance premiums have not increased at this rate since 2003. So, what is the cause of this nationwide increase that seems to have no signs of stopping? Well, there are a variety of factors that could be responsible. The increase in auto insurance usually stems from a driver’s history, credit score, and other lifestyle factors, such as whether or not they own a Read More …

How to Save Money by Bundling Your Home and Auto Insurance

Depending on where you live and your particular lifestyle, paying for insurance can be a financial pain. If you get into a car accident or a tree in your backyard falls into your neighbor’s house, your monthly premiums will go up and you will be stuck with even more financial stress. That is why you must do everything you can to make sure you are getting the best deal possible on your insurance policies. Sometimes, getting discounts on insurance is easier than you Read More …

Illinois Drivers: Watch Out for This New Form of Car Theft

There is a new form of car theft that is sweeping the nation and resulting in millions of dollars worth of stolen items. Auto theft is a big issue in the city of Chicago. And as the automobile industry has adapted to the electronic world, so have the thieves. Now, anybody with a car is at risk of having it broken into, which is why you must take precautions before leaving it on the street. You should also know what kind of coverage Read More …

The Cheapest and Most Expensive Cities for Auto Insurance

There are a wide variety of factors that control the price of auto insurance. Much of it has to do with simply the location you are driving in. After all, some places are more dangerous than others when it comes to driving. If you are moving to another city or have simply never purchased auto insurance before, there is really no way to know what the price will be. Even if you are the safest driver in the world, the environment you drive Read More …

Downloading This New App Can Save You Money on Auto Insurance

If you feel like you are currently paying too much for car insurance, there is a new smartphone application that may help you get the discount you’ve been looking for. The app is called Cellcontrol and it was developed to help people become safer drivers. Insurance companies will charge higher auto insurance premiums for drivers who appear to be high-risk. Therefore, the only way to bring down the price is by proving that you are a safe driver. And downloading Cellcontrol will help Read More …

What is the Penalty for Driving Without Auto Insurance?

If you are driving on public roads in Illinois without auto insurance, then you are taking a huge risk. Now, with a new law being implemented on January 1st, police officers will be able to know whether or not you have auto insurance by simply entering your license plate number into a computer. That’s right, the days of presenting a paper insurance card will soon be behind us, making it now more important than ever to carry auto insurance. So, what exactly are the Read More …

Be Careful When Switching to Another Auto Insurance Company

Let’s say you discover an insurance agency that offers much lower auto insurance rates than your current insurer does. Now, you want to switch to that company and leave your expensive rates behind. At this point, many people make an easily-avoidable mistake that ends up causing them more financial trouble in the long run. Don’t be one of those people! If you stop making payments on your current auto insurance policy to go with the new, cheaper one, your credit score will most likely suffer. Read More …

How to Lower Your Car Insurance Rates

If you are a male between the ages of 16 and 25, you pay a higher insurance rate than any other age or gender group. So, what can you do to bring those premiums down? Well, there are several things you can do to make yourself seen as less of a liability. The first thing you need to do is prove that you are not dangerous behind the wheel. Luckily, many insurance companies provide pay-as-you-drive discounts, which involves placing a device into your Read More …